Top Most Safety Measures Must Know Before Shopping Online

We have run a survey before coming to the conclusion with large group of people of several locations of United States, United Kingdom, India and several other countries to know their favorite mode of shopping, the result came as a surprise because more than half amount of people has voted for online shopping.  The major reason behind people opting for online shopping is because it’s more convenient and they can shop from anywhere, anytime irrespective of any geographical location.

Although shopping online is a very frequent and convenient way to buy stuff over the internet but it still contains various cons that should be taken care of before sharing your personal information. So, here we will elaborate security tricks and tips that should be taken into consideration before online shopping.

7 Safety Measures Taken before Shopping Online/Internet Transaction

SSL Secured Website

Before buying stuff online and making online payment make sure the website is SSL secured i.e. its online payment page should open with https:// rather than http://. The best way to know whether the website is SSL certified or not open the website on your internet explorer there you will notice a locked icon nearby the site address which clarifies that the website is running on secured mode, here the“S” word signifies security. Mostly all e-commerce websites run with SSL feature in order to keep detail and personal information of their buyers secured.

Opt for Credit Card over Debit Card       

    

It is often recommended to make online transactions through credit card, either it’s for online shopping or for bill payment. It’s believed that credit card are much secured option for internet transactions due to advanced validations features embedded in credit card payment as well as encrypted mode provided with SSL certification. According to U.S. Law if you credit card is used unauthorized by someone then you are liable to pay an amount of $50 only, something which is not provided with either checks or money orders. That’s why its advised to link your PayPal account with your credit card rather than debit card for any online payment.

Users are still afraid to use their credit card for payment over the internet, so in order to tackle with this issue they can generate a substitute number or one-time-use card number for online purchase. Currently, various companies are offering their users a benefit to produce a single time use card number while making purchase, so immediately after making payment this number expires so nobody can misuse your card if someone steals it or you lost it.

Disposable Credit Card – Preferred Solution by Many Users

American Express and Visa card both come up with a unique trend of disposable credit card which similarly acts as a gift card. You can add any amount of dollar into it and can use it until the balance finishes from it. Once the amount gets over, you can either add some more dollars into it or can buy a new one. Even if somehow this disposable card gets stolen or lost then it becomes anonymous and a third person can never use the amount more than available on this card.

Track your Online Transactions

While doing online payment, you must always be more alert and should always keep a track of your all transactions. Don’t be wholly depends upon company’s confirmation email regarding an online payment. Rather, you should keep the track yourself which includes the order name along with other vital details like shipping address, purchase date etc. so that if any dispute happens you can easily deal with it. Often, after making an online payment, a summary page comes where all the necessary details are provided, so do save that page somewhere in your hard drive in order to cope up with future mishaps.

Computer/Laptop Protection is Must

Safety measure must be taken into account while shopping online, you should make sure you are not using any public computer like cyber café or anyother place while making online payment. If you are using your own machine, then the most important thing is “Firewall” you should always keep your firewall mode activated or enabled which helps in hiding your machine from hackers so that none of your important information could be obtained. Also block all software’s and viruses that could make your machine vulnerable to cyber-attacks.

Never Store Important Information Elsewhere

The most important rule or tips of online shopping or payment is “never ever store your personal information on web”. Although there are various shopping sites that allow you an option to save your card information on their server in order to make shopping procedure much speedy, yes they are faster but it also contains the risk of your data security. Suppose, you have stored your information with an online shopping website that you mostly used to make online purchase, now some discrepancy happened in their entire database, now what? It simply states that your database is at risk, so to avoid these situations it’s better to manually enter your information each time.

Analyze your Seller First

This is also an important area of concern, where it is recommended to analyze the website and its reviews or feedbacks over the internet before buying any stuff from it. You must check their past track records or response of other users for that particular website. You should check if there’s any complaint registered against them. This basic information can be grabbed from internet. Also check out their private policies and also their contact information like location, contact person, contact number etc.

These are the top measures you should take while purchasing products online, if you will follow these secured tips and tricks while shopping online accurately, there wouldn’t be any need to ever worry about your internet transactions.